Financial planning is the process of meeting your life goals through the proper management of your finances. Life goals can include buying a home, saving for your child’s education or planning for retirement.
All too many people go through life without planning for their financial future. That’s the easy option!
However, that’s not our philosophy at Investment Options (Aust). We believe in making our Clients and their families’ lives financially more secure by helping them control their future.
When it comes to planning ahead, your financial situation has to be one of your most important considerations.
You may say that you haven’t got enough time to organise your financial affairs more effectively or that you just find the whole subject too complex and confusing.
This is hardly surprising when there are so many different companies – ranging from financial planning firms, stock broking firms, accounting firms, life assurance companies and banks – offering a variety of financial services and products through “Private Client” channels.
Our policy is simple. We don’t baffle you with jargon.
The financial planning process consists of six steps that help you take a “big picture” look at where you are financially. Using these six steps, you can work out where you are now, what you may need in the future and what you must do to reach your goals.
The process involves gathering relevant financial information, setting life goals, examining your current financial status and coming up with a strategy or plan for how you can meet your goals given your current situation and future plans.
There is no charge for the first interview. Your financial advisor will explain at this meeting our service offering and what you can expect. You get to meet us and decide whether you feel comfortable with us, and we get to meet you and decide whether we are comfortable with you as a client. This is important because the relationship can possibly last for the rest of your life.
From this meeting a customised financial plan will be prepared and presented for your consideration. The complexity of your financial situation will determine how comprehensive this financial plan needs to be. Our service does not stop there, it is a continuous one where we will analyse your investment portfolio to ensure it always suits your needs.
The Investment Options (Aust) service is designed to ensure your long-term comfort in the knowledge that your financial situation is being cared for by a team of dedicated professionals.
Noel Whittaker is a finance expert and one of Australia’s best-selling finance authors. See what he says about the benefits of a sound financial plan by clicking on the link below.
Call us todat to start your Financial Planning Journey…After all, this is an investment in your financial future.