Mortgage Lending

IOA offers a referral service to Property & Mortgage Options. They provide a mortgage lending service designed to provide better loan and debt reduction strategies to their valued clients.

Finding the right loan can be a very confusing and time consuming process. Your Property & Mortgage Options Broker is able to assist you in finding the right mortgage products to meet your needs.

Whether you need a loan to purchase or refinance, for owner-occupied or investment needs, Property & Mortgage Options have access to more 20 lenders to find the most suitable product for your specific needs. Using their service saves time and money.

The National Credit Code generally regulates loans to individuals where the loan is provided or intended to be provided wholly or predominantly for personal, domestic or household purposes, or to purchase, renovate or improve residential property for investment purposes (or the refinancing of any such loans). Property & Mortgage Options provides credit services in relation to loans regulated by the National Credit Code, including:

  • Strategic credit advice;
  • Referral to a broker or credit provider; and/or
  • Other credit assistance.

The credit providers Property & Mortgage Options deals most with are:

  • ANZ;
  • Westpac;
  • St. George;
  • ING Direct;
  • Bank of Melbourne; and
  • AFG Home Loans Direct.

Property & Mortgage Options use the services of Australian Finance Group (AFG) who provide access to more than 800 financial products from Australia’s leading lenders, to enable their clients to enter into credit contracts.

To review your loans and discuss future lending, please call Property & Mortgage Options on Ph. 4779 4770.