Most of us find it difficult to think about our death when we are in the prime of our life. In fact, statistics show that at least 45% of Australians do not even have a valid Will. Estate planning involves so much more than just having a Will...
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It is important to ensure that if you pass away, your superannuation savings end up with the right beneficiary. The trustee of your super fund has the ability to consider your potential beneficiaries and decide who should receive the money. But...
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In this spring edition of Investment Solutions Newsletter – Spring 2016, we consider the benefits of estate planning through an SMSF. Tim Rocks, Head of Market Research and Strategy, BT Investment Solutions looks at what could happen to...
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Did you know…? At age 65, a person’s chance of needing aged care during their lifetime is 68% for women and 48% for men Accommodation payments in regional areas and capital cities are not uncommon at $350,000-$550,000 Planning before you...
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Are you one of them? A recent survey of Australian mortgage holders found 45% had NEVER refinanced their home. The report also found customers who DID refinance saved an average of $240 per month ($2,880 pa) by refinancing a 30 year loan. What...
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How regularly in life have you possessed the capacity to achieve something without first defining what it is that you’re endeavoring to do? For instance, have you landed another job without first choosing to apply for it? Did you buy...
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Do you find yourself thinking… 50 crept up on us awfully fast. We’re worried that we’re not doing enough planning for our retirement. Will we end up on the pension? Can we live the lifestyle we want on the pension? Will our superannuation...
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In this edition of Investment Solutions Newsletter – Winter 2016, we take a look at strategies to help you make the most of the end of the financial year. There are a range of ways to access income through your investments and we discuss...
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In this edition of Investment Solutions Newsletter – Autumn 2016, we take a look at strategies to help you make the most of the end of the financial year. There are a range of ways to access income through your investments and we discuss...
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